The guarantor arrangement is a written promise, separate from the lease, in which a third party agrees to cover the tenant's financial obligations if the tenant defaults. The process moves in clear steps. First, MoveSmart confirms which screening factor the applicant is missing. Second, the applicant nominates a guarantor, often a parent, relative, employer contact, or established professional, or we discuss a third party guarantor program when no personal option exists. Third, we verify the guarantor's income, credit, and identity to the same standard the owner applies to a primary tenant. Fourth, the guarantor signs a guaranty document that names the lease, the property, and the scope of what is being guaranteed. Fifth, the tenant signs the Fort Worth lease, and the owner receives both signed documents together. The guarantor does not live in the home and is not a tenant. They are a financial backstop. MoveSmart keeps the paperwork clean so the owner can enforce it if needed and the renter understands exactly what their guarantor is signing. Once the lease starts, our placement role is complete, since we do not collect rent or manage the unit afterward.